Our Services

• Reviewing your investments and designing a personalized portfolio appropriate to your needs
  
• Continual monitoring of your investments
  
• Frequent meetings to: review, evaluate your investment performance, update your financial objectives and if necessary, reallocate your portfolio
  
• Quarterly Statements
  
• Independent Advice
  
• Recommendations regarding allocations within your employer provided retirement plans such as 401(k)s
  
• Aggregation of all your accounts to simplify and reduce paperwork

• Comprehensive review of your tax return to highlight opportunities to help maximize investment tax reduction strategies
  
• Quarterly review of your tax situation and planning to incorporate any new tax law changes
  
• Complimentary consultation with your tax preparer
  
• Recommendations of tax planning strategies including tax advantaged investments
  
• Staying up-to-date on and presenting new tax laws that can affect your situation

• Analysis of your income needs now and in the future
  
• Analysis of potential estate tax liabilities
  
• Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
  
• Recommendations regarding the most appropriate distribution strategy for your employer retirement plans & IRAs
  
• Analysis of the beneficiaries of your IRAs
  
• Review the possibilities of converting to a Roth IRA
  

• Analysis of your current estate plan and concerns
  
• Complimentary consultation with your attorney
  
• Assistance in transferring assets to your Living Trust or other trusts
  
• Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
  
• Review of beneficiary designations and asset titling
  
• Review of your long-term care needs

• Quarterly Newsletter to keep you apprised of the most current planning options
  
• Quarterly, semi-annual or annual reviews
  
• Special reports on how to help reduce your taxes and other important topics
  
• Special Gold Medal Service Events (including client education and appreciation events)

Ridley Wealth Strategies and LPL Financial do not provide legal or tax services. Please consult your legal or tax advisor regarding your specific situation.